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Emergency Financial Assistance

Emergency Financial Assistance

emergency financial assistanceNo one likes to think they will need emergency financial assistance. Yet, a 2011 survey found that 64% of Americans don’t have enough cash-on-hand to handle a $1,000 emergency. But if you aren’t saving for an emergency, you may quickly find yourself in debt.

You can’t anticipate when something bad or expensive may happen, but having financial assistance during an emergency can bring peace of mind.

Try to keep at least six months of living expenses or income in your emergency fund. This should cover essentials such as rent, mortgage, food, and other big bills.

Not having an emergency fund may be risky. While many believe they can get temporary money assistance from friends, family or even cash advances, all have large financial implications. High interest rates or damage to personal relationships can last even longer than temporary bills.

Emergency rental assistance programs or emergency financial assistance programs are hard to qualify for and often take months to deliver payment.

Start saving small every day and prevent large financial emergencies.

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