Here at GiveForward, our primary focus is providing an easy way for you to get help with medical bills.
We know it can be hard to sort through the different financial resources available to you, so we’ve gathered some of the most common ways to get help to get you back on the road to good health before you know it.
The Impact of Medical Bills
If you’re struggling with the payment of your medical expenses, you’re not alone. In a 2012 survey, the Center for Disease Control found that one in three Americans was in a family experiencing financial burden from medical care.
Struggles with medical expenses can lead individuals to file for bankruptcy – some research agencies have even declared medical bills the top reason for filing bankruptcy.
Yet despite these astounding findings showing a widespread struggle with medical expenses, many people are still afraid to ask for help.
Where to look for help
Talking to your doctor is the easiest place to start looking for help with medical bills, as intimidating as it might seem. Don’t be afraid to bring up the topic of finances at any point during your treatment – it’s actually been proven to help patients afford care.
Why it pays to ask – by reviewing your prescriptions and treatment plan, your doctor can suggest more affordable alternatives based on your budget and insurance coverage.
Government resources can be another excellent source of financial help for those who are eligible to receive benefits. Here are some places to start:
- Call your state Medicare program to see if you qualify for state or federal financial help with medical treatment.
- The Children’s Health Insurance Program (CHIP) provides financial aid for children coming from families that don’t qualify for Medicaid, but can’t afford private insurance coverage. See if your family qualifies for CHIP and learn how to apply.
- The Health Resources and Service Administration has a variety of programs providing affordable care to those struggling with medical expenses. Eligibility for free and reduced-cost care is based on a patient’s income and insurance status.
- Nonprofits can also be a source of additional financial help, although they may not have enough resources to provide help for everyone. Consult a list of charities and nonprofit organizations to see if any of them apply to you.
Beyond financial support
Someone suffering from a serious illness requiring extensive medical treatment may need more than just financial support to get back on his or her feet.
Meeting people who have been through the same medical hardships and have successfully overcome them can be inspiring to patients who are currently going through treatment. Patients can find support groups specific to their illness in almost every major city in the United States.
Often distance can make it hard for friends and family to show their support of a loved one who is battling illness. Starting an online fundraiser can help bring a community together in support of their loved one despite geographic obstacles.
By creating a platform for friends and family to donate money and leave encouraging comments to a loved one, online fundraising profiles make the distance less daunting.
Patients can also post video, photo and text updates to their profile to stay connected with their support system, while getting help with medical bills that could otherwise be burdensome.
So start a fundraiser today and tap into your support network to chip away at medical expenses and be back on the road to health.